1. Informational Purposes Only

All content on LoanCare — including loan rate comparisons, lender reviews, calculators, guides, articles, and any other materials — is provided solely for general informational and educational purposes. The content is intended to help users understand loan products and make more informed decisions, but it should not be treated as personalized financial guidance.

Specifically, nothing on this Site:

• Constitutes financial, investment, tax, or legal advice
• Is a recommendation to apply for any specific loan or with any specific lender
• Guarantees approval for any financial product
• Constitutes an offer to lend, extend credit, or provide any financial service

2. We Are Not a Lender or Financial Institution

LoanCare Media Inc. is an independent comparison and information platform. We are not a bank, credit union, mortgage lender, mortgage broker, loan originator, financial advisor, insurance company, or any other regulated financial institution. We do not originate, service, underwrite, or fund any loans.

3. Rate and Information Accuracy

Loan rates, terms, fees, and lender information on this Site are estimated figures gathered from publicly available sources and lender-provided data. They are subject to change without notice and may not reflect current offerings.

• Rates shown are for illustrative comparison purposes and represent typical starting APRs
• Actual rates you receive depend on your creditworthiness, income, loan-to-value ratio, and other factors
• We cannot guarantee the accuracy, completeness, or timeliness of any information presented
• You should verify all terms directly with lenders before applying

4. Calculator Results Are Estimates

Our loan calculators provide mathematical estimates based on the inputs you provide. These estimates are for educational purposes only. They do not represent actual loan offers and do not account for all fees, taxes, insurance requirements, or lender-specific terms that may apply to your situation.

5. Third-Party Lenders

LoanCare provides links to third-party lender websites. We do not control these lenders and are not responsible for their products, services, rates, terms, or business practices. Applying for a loan is a transaction between you and the lender alone. LoanCare has no involvement in the lending process.

6. No Guarantee of Loan Approval

Appearing on this Site does not imply that any lender will approve your loan application. Loan approval is at the sole discretion of the lender and depends on your credit profile, income, debt levels, and other factors. LoanCare makes no representation regarding your likelihood of approval for any loan.

7. Affiliate Relationships

LoanCare earns revenue through affiliate commissions when users click through our links and apply for loan products. This does not affect our editorial independence. See our full Advertising Policy for details.

8. Professional Advice Recommendation

Before making any significant financial decision — including taking out a loan, refinancing a mortgage, or consolidating debt — we strongly recommend consulting with a licensed financial advisor, mortgage broker, or credit counselor who can provide advice tailored to your specific situation.

Advertising Policy

Last updated: January 15, 2026 · LoanCare Media Inc.

1. How LoanCare Makes Money

LoanCare generates revenue through:

• Affiliate commissions: We receive a fee from lenders when you click their links and apply for or obtain a loan. This is our primary revenue source.
• Display advertising: We display ads from Google AdSense and potentially other advertising networks. These are served based on your browsing behavior and our site context.
• Sponsored placements: Some lenders may pay for featured or sponsored placement, which is clearly labeled on all pages where it appears.

2. What We Do NOT Do

• We do not allow lenders to pay for higher editorial ratings or better review scores
• We do not publish paid editorial content without clear disclosure
• We do not allow advertising to influence our factual assessments of lender products
• We do not misrepresent affiliate relationships as organic recommendations
• We do not accept advertising from predatory or fraudulent lenders

3. Editorial Independence

Our editorial team operates independently from our commercial team. Lender ratings, rankings, and written assessments are based on objective criteria including APR range, fees, loan amounts, minimum credit requirements, funding speed, and customer service data — not on advertising spend.

Not all lenders available in the US marketplace are represented on our Site. Lenders included on LoanCare are a representative selection based on our editorial criteria and commercial relationships.

4. Google AdSense

We use Google AdSense to display third-party advertisements. These ads are served by Google based on factors including your browsing history, interests, and our site's content. LoanCare does not control the specific ads displayed by Google AdSense. Ads are clearly distinguished from editorial content.

For information about Google's advertising practices, visit policies.google.com/technologies/ads.

5. Sponsored Content Labeling

Any sponsored, promoted, or paid placement on LoanCare is clearly labeled with one of the following identifiers:

• "Sponsored" or "Sponsored Listing"
• "Featured Partner"
• "Editor's Pick" (used for our genuine top recommendation, not a paid label)
• "Advertisement" (for display ad units)

6. Advertiser Relationships and Complaints

If you have a complaint about a lender featured on our Site, or if you believe any advertising is misleading, please contact us at ads@loan.care. We take complaints seriously and will investigate and address them promptly.

7. Contact for Advertising Inquiries

To inquire about advertising opportunities on LoanCare, including display advertising, lender listings, or content partnerships, please contact:
Email: ads@loan.care
Form: Contact Us — Advertising Inquiry