Compare 200+ loan programs from top US lenders. Get personalized rates in 2 minutes — no hard credit pull, completely free.
Whether you need funds for a home, car, education, or growing your business — we compare every major program available across all 50 states.
Unsecured loans for debt consolidation, medical bills, home improvements, or any personal expense.
FHA, VA, USDA, Conventional, Jumbo mortgages and refinance options for every homebuyer situation.
Finance new and used vehicles with competitive rates from banks, credit unions, and online lenders.
Federal and private student loans, plus refinancing options to significantly lower your monthly payments.
SBA loans, term loans, lines of credit, and equipment financing for small and medium businesses.
Tap your home's equity for large expenses with a lump-sum loan or flexible line of credit.
Check personalized rates and compare lenders without impacting your credit score. Safe, soft inquiry only.
No lender can pay for a higher editorial rating. Our scores are based purely on rates, fees, and service.
From California to Maine — we compare lenders available in every US state with state-specific eligibility info.
National averages from top US lenders. Updated weekly. Actual rates depend on your credit profile.
Compare the biggest names in lending by rates, amounts, terms, and credit requirements.
| Lender | Best For | APR Range | Loan Amount | Min Credit | Funding | Rating | |
|---|---|---|---|---|---|---|---|
| SoFi | Personal | 8.99%–29.99% | $5K–$100K | 680 | Same day | ★★★★★ | Get Rate |
| LightStream | Low Rates | 6.49%–25.29% | $5K–$100K | 660 | Same day | ★★★★★ | Get Rate |
| Rocket Mortgage | Mortgage | 6.12%–8.99% | $45K–$2.5M | 620 | 7–30 days | ★★★★★ | Get Rate |
| Upstart | Fair Credit | 6.70%–35.99% | $1K–$50K | 300 | 1 day | ★★★★ | Get Rate |
| Navy Federal CU | Veterans | 7.49%–18.00% | $250–$50K | N/A | Same day | ★★★★★ | Get Rate |
| OnDeck | Business | 29.9%–97.3% | $5K–$250K | 625 | Same day | ★★★★ | Get Rate |
Use our instant loan calculator to estimate monthly payments and total interest for any loan amount, rate, and term. No sign-up required.
Full Amortization Calculator →In-depth guides to help you borrow smarter, understand your options, and save real money.
From checking your credit to funding — everything you need before applying.
Raise your score 50–100 points with these actionable, expert-backed steps.
A detailed breakdown of requirements, down payments, PMI, and when each makes sense.
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